Fountain Valley Reverse Mortgage

Fountain Valley History

Fountain Valley was incorporated in 1957, before which it was known as Talbert (also as Gospel Swamp). The name of Fountain Valley refers to the very high water table in the area — at the time the name was chosen, it was said that one could merely poke a stick in the ground and a fountain would come up.


 As of the census of 2000, there were 54,978 people, 18,162 households, and 14,220 families residing in the city. The population density was 2,382.4/km² (6,167.8/mi²). There were 18,473 housing units at an average density of 800.5/km² (2,072.4/mi²). The racial makeup of the city was 64.02% White, 1.11% Black or African American, 0.46% American Indian or Alaskan Native, 25.76% Asian, 0.40% Native Hawaiian or other Pacific Islander, 3.95% from other races, and 4.30% from two or more races. 10.68% of the population were Hispanic or Latino of any race.

There were 18,162 households out of which 34.3% had children under the age of 18 living with them, 63.4% were married couples living together, 10.5% had a female householder with no husband present, and 21.7% were non-families. 16.0% of all households were made up of individuals and 5.5% had someone living alone who was 65 years of age or older. The average household size was 3.00 and the average family size was 3.35.

In the city the population was spread out with 23.5% under the age of 18, 7.9% from 18 to 24, 30.1% from 25 to 44, 27.2% from 45 to 64, and 11.3% who were 65 years of age or older. The median age was 38 years. For every 100 females there were 95.6 males. For every 100 females age 18 and over, there were 93.0 males.

The median income for a household in the city was $69,734, and the median income for a family was $74,502. Males had a median income of $50,399 versus $36,089 for females. The per capita income for the city was $26,521. About 3.0% of families and 4.3% of the population were below the poverty line, including 4.7% of those under age 18 and 6.0% of those age 65 or over.

Fountain Valley Reverse Mortgage HECM loans are available up to $362,790

Fountain Valley Mortgage Jumbo loans are available up to $2,000,000

Fountain Valley Reverse Mortgage Fixed Rate loans are available up to any loan amount

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