# Cypress Reverse Mortgage – Orange County Reverse Mortgage – OCReverse.com

[
Skip to content](#content)

Orange County Reverse Mortgage – OCReverse.com

Menu

# Cypress Reverse Mortgage
/ Articles / By 

Orange County Reverse Mortgage 

### Top 5 reasons to talk to us about a **[Cypress Reverse Mortgage](/)**…

- **Financial planning.** The value of your home will move up or down regardless of the mortgage you have on it, if any. Why not rebalance some equity into other investments? See our example case studies for more options, or ask us, but one family pulled money out of their primary home to buy a 2nd home for cash near their grandchildren. No equity was lost – they just shifted it from one house to two, and enjoy a better quality of life to be near family.

- **Cash is King.** It’s always better to have liquid funds available and not need it, than the other way around.

- **Clear out medical or other debts**, and improve your quality of life. One couple had several thousands of dollars in dental work they’d put on a credit card, and were steadily paying down via social security, but that meant not visiting their children. With a reverse mortgage you’ll still leave the home to your kids if that’s what you choose, they’ll just have a small mortgage on it they can refinance or pay off.

- **Stay out of a Nursing Home**. By planning ahead with retrofitting and in-home care when you’re further along and need some help, a Cypress Reverse Mortgage can help you by freeing up cash for this.

- **Giving to family while you’re around** to enjoy the transfer. A lot of well meaning families plan to leave their home to heirs – but by spreading this out over a number of years, you may be able to reduce the tax implications by staying below the annual gift-tax threshold, and you’re also able to have a hand in directing those funds toward grandkid’s college funds, travel together and more.

Next step: Schedule a free consultation with us about your **Cypress Reverse Mortgage** and get some options. No pressure – just numbers to consider.

[More](https://en.wikipedia.org/wiki/Reverse_mortgage) about our city…

Cypress is a city located in southern California near the northern border of Orange County, California, USA. Though it is considered to be a suburb of Long Beach, it has many resident industries. As of May 2005 estimates, the city population was 48,863. Actor John Stamos of Full House fame and golfer Tiger Woods grew up in the city

As of the census of 2000, there were 46,229 people, 15,654 households, and 12,241 families residing in the city. The population density was 6,991.1/mi². There were 16,028 housing units at an average density of 2,423.9/mi². The racial makeup of the city was 65.61% White, 2.77% Black or African American, 0.59% Native American, 20.81% Asian, 0.40% Pacific Islander, 5.44% from other races, and 4.38% from two or more races. 15.65% of the population were Hispanic or Latino of any race.

There were 15,654 households out of which 38.8% had children under the age of 18 living with them, 60.0% were married couples living together, 13.3% had a female householder with no husband present, and 21.8% were non-families. 17.6% of all households were made up of individuals and 6.6% had someone living alone who was 65 years of age or older. The average household size was 2.93 and the average family size was 3.31.

In the city the population was spread out with 27.0% under the age of 18, 7.9% from 18 to 24, 30.2% from 25 to 44, 24.4% from 45 to 64, and 10.6% who were 65 years of age or older. The median age was 37 years. For every 100 females there were 94.9 males. For every 100 females age 18 and over, there were 90.5 males.

The median income for a household in the city was $64,377, and the median income for a family was $70,060. Males had a median income of $50,781 versus $36,337 for females. The per capita income for the city was $25,798. About 4.6% of families and 6.0% of the population were below the poverty line, including 7.2% of those under age 18 and 5.1% of those age 65 or over.

The closest beach to Cypress is Seal Beach, which is roughly 7.8 miles away from the center of Cypress

 

## Case Studies

## Free Quote & Consultation








Risk-Free, Obligation-Free Quick Quote Request Form - Find out what you qualify for.









* Required Fields







* Name








* Birthdate


MM
01 JAN
02 FEB
03 MAR
04 APR
05 MAY
06 JUN
07 JUL
08 AUG
09 SEP
10 OCT
11 NOV
12 DEC


DD
01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31


YY
1901
1902
1903
1904
1905
1906
1907
1908
1909
1910
1911
1912
1913
1914
1915
1916
1917
1918
1919
1920
1921
1922
1923
1924
1925
1926
1927
1928
1929
1930
1931
1932
1933
1934
1935
1936
1937
1938
1939
1940
1941
1942
1943
1944
1945
1946
1947
1948
1949
1950
1951
1952
1953
1954
1955
1956
1957
1958
1959
1960
1961
1962
1963
1964
1965
1966
1967
1968
1969
1970
1971
1972
1973
1974
1975
1976
1977
1978
1979
1980
1981
1982
1983
1984
1985
1986
1987
1988
1989
1990
1991
1992
1993
1994
1995
1996
1997
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015










* Street Address







* Zip










* Telephone







* Email Address












* Estimated Property Value
























## Recent Posts

## Free Reports

Menu

## Case Studies

Menu

## Recent Updates

## 800-216-6322

17011 Beach Blvd. #900
Huntington Beach, CA 92647

## Search This Site

© 2023 Morningstar Mortgage, Inc.

CA BRE License #01277889, NMLS ID# 241680

Disclaimer: This material is not provided from HUD nor FHA, and has not been approved by HUD or a government agency.

[
Facebook
](https://www.facebook.com/MorningstarMortgage)

[
Linkedin
](https://www.linkedin.com/company/morningstar-mortgage/about/)
