The amount of money you can borrow with a HECM or proprietary reverse mortgage depends on several factors, including your age, the type of reverse mortgage you select, the appraised value of your home, current interest rates, and where you live. In general, the older you are, the more valuable your home, and the less you owe on it, the more money you can get. To get an idea of what you qualify for on a monthly basis, we recommend you use the Calculator link on the left side of the home page, or you may contact us at any time. You should also be aware that there is often a difference between the initial interest rate of the loan and the anticipated interest rate. The anticipated interest rate is utilized by the lender to determine the amount you may borrow. The initial interest rate, however, is applied to the initial amount borrowed, and unless the loan has a fixed rate, will be adjusted from time to time, according to the terms of the loan.