Orange County Reverse Mortgage –

Reverse Mortgage Information Center

Being an expert in Reverse Mortgage Solutions for Seniors is much more complex than simply being a licensed loan officer. To truly serve the needs of a senior with a reserve mortgage, an understanding of more than the reverse mortgage itself is required. Estate planning, trust fund considerations, medical care planning and power of attorney issues are often involved. This makes the use of a true qualified professional extremely important.

Curious about how a Reverse Mortgage works and can help you? Start by watching our short educational video on this page.


What are some of the benefits of a reverse mortgage?

  • Strengthen your personal and financial independence.
  • Minimal Income Requirements: The homeowner does not need to be working and the product is intended for borrowers who are typically retired. What is required is the ability to maintain the property and insurance and pay property taxes, which most borrowers would do anyway.
  • You can never lose your home in foreclosure as long as you live in the home as your primary residence*.The loan is only paid off when the house is sold by you or your heirs, or all borrowers move out of the house. * Note continuing to pay property taxes, insurance, and maintain the integrity of the property is required.
  • Keep your Medicare or Social Security benefits.
  • Use it as a credit line and draw upon it as needed.
  • Get all your cash right away.
  • Get the best of both—get cash now and have a balance in reserve to use as a credit line.

Common Uses of a Reverse Mortgage

  • Hospital and Health Care costs. The biggest potential burden to Seniors can be offset with funds from a Reverse Mortgage
  • Eliminate current mortgage payment burdens
  • Home Improvements or Repair. You can use the funds to turn your home into the dream home you always wanted.
  • Reduce burden on children. If your children are helping support you, you can relieve them of the burden with a Reverse Mortgage
  • Gifts to heirs. You can help your children buy their first home, or send a grandchild to college
  • Peace of Mind. A Reverse Line of Credit can be used for any future emergencies

Click on our Reverse Mortgage Calculator to see what you loan amounts and options you qualify for – or just give us a call! We can help in person, with no obligation and a quick friendly chat. Call now to learn more.