{"id":334,"date":"2012-07-26T12:10:23","date_gmt":"2012-07-26T19:10:23","guid":{"rendered":"http:\/\/7148484549.swiftwebdesigner.com\/?p=334"},"modified":"2019-01-15T23:08:34","modified_gmt":"2019-01-15T23:08:34","slug":"los-alamitos-reverse-mortgage","status":"publish","type":"post","link":"https:\/\/ocreverse.com\/webadmin\/los-alamitos-reverse-mortgage","title":{"rendered":"Los Alamitos Reverse Mortgage"},"content":{"rendered":"

Top 5 reasons to talk to us about a Los Alamitos Reverse Mortgage<\/a><\/strong>…<\/h3>\n
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  1. Financial planning.<\/strong> The value of your home will move up or down regardless of the mortgage you have on it, if any. Why not rebalance some equity into other investments? See our example case studies for more options, or ask us, but one family pulled money out of their primary home to buy a 2nd home for cash near their grandchildren. No equity was lost – they just shifted it from one house to two, and enjoy a better quality of life to be near family.<\/li>\n \t
  2. Cash is King.<\/strong> It’s always better to have liquid funds available and not need it, than the other way around.<\/li>\n \t
  3. Clear out medical or other debts<\/strong>, and improve your quality of life. One couple had several thousands of dollars in dental work they’d put on a credit card, and were steadily paying down via social security, but that meant not visiting their children. With a reverse mortgage you’ll still leave the home to your kids if that’s what you choose, they’ll just have a small mortgage on it they can refinance or pay off.<\/li>\n \t
  4. Stay out of a Nursing Home<\/strong>. By planning ahead with retrofitting and in-home care when you’re further along and need some help, a Los Alamitos Reverse Mortgage can help you by freeing up cash for this.<\/li>\n \t
  5. Giving to family while you’re around<\/strong> to enjoy the transfer. A lot of well meaning families plan to leave their home to heirs – but by spreading this out over a number of years, you may be able to reduce the tax implications by staying below the annual gift-tax threshold, and you’re also able to have a hand in directing those funds toward grandkid’s college funds, travel together and more.<\/li>\n<\/ol>\nNext step: Schedule a free consultation with us about your Los Alamitos Reverse Mortgage<\/strong> and get some options. No pressure – just numbers to consider.\n\nMore<\/a> about our city…\n\nLos Alamitos<\/span>\u00a0(“The Little Cottonwoods”<\/em>\u00a0in Spanish) is a small city in Orange County, California, United States. The city was incorporated in March 1960. The population was 11,536 at the 2000 census. It is often mistakenly thought to include the adjacent but unincorporated community of Rossmoor (population just under 11,000) which uses Los Alamitos as its mailing address.<\/span>\n\nThe USA Water Polo National Aquatic Center, where the men’s and women’s US Olympic water polo teams train, is located on the US Military Joint Forces Training Base in Los Alamitos. The facility is also used for major water polo tournaments, swim classes and local swim teams. The Joint Forces Training Base includes the Los Alamitos Army Airfield.\n\nAs of the census of 2000,, there were 11,536 people, 4,246 households, and 3,035 families residing in the city. The population density was\u00a02,875.5\/mi\u00b2. There were 4,329 housing units at an average density of\u00a01,079.1\/mi\u00b2. The racial makeup of the city was 76.97% White, 3.20% African American, 0.58% Native American, 9.49% Asian, 0.33% Pacific Islander, 5.37% from other races, and 4.07% from two or more races. Hispanic or Latino of any race were 16.02% of the population.<\/span>\n\nThere were 4,246 households out of which 36.6% had children under the age of 18 living with them, 48.4% were married couples living together, 17.1% had a female householder with no husband present, and 28.5% were non-families. 21.8% of all households were made up of individuals and 7.7% had someone living alone who was 65 years of age or older. The average household size was 2.62 and the average family size was 3.06.\n\nIn the city the population was spread out with 25.2% under the age of 18, 7.8% from 18 to 24, 30.8% from 25 to 44, 21.3% from 45 to 64, and 14.8% who were 65 years of age or older. The median age was 37 years. For every 100 females there were 90.0 males. For every 100 females age 18 and over, there were 84.4 males.\n\nThe median income for a household in the city was $55,286, and the median income for a family was $60,767. Males had a median income of $49,946 versus $36,002 for females. The per capita income for the city was $26,014. About 4.1% of families and 5.2% of the population were below the poverty line, including 4.9% of those under age 18 and 8.8% of those age 65 or over.\n\n