{"id":313,"date":"2012-07-26T09:39:42","date_gmt":"2012-07-26T16:39:42","guid":{"rendered":"http:\/\/7148484549.swiftwebdesigner.com\/?p=313"},"modified":"2019-01-15T23:14:19","modified_gmt":"2019-01-15T23:14:19","slug":"cypress-reverse-mortgage","status":"publish","type":"post","link":"https:\/\/ocreverse.com\/webadmin\/cypress-reverse-mortgage","title":{"rendered":"Cypress Reverse Mortgage"},"content":{"rendered":"
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Top 5 reasons to talk to us about a Cypress Reverse Mortgage<\/a><\/strong>…<\/h3>\n
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  1. Financial planning.<\/strong> The value of your home will move up or down regardless of the mortgage you have on it, if any. Why not rebalance some equity into other investments? See our example case studies for more options, or ask us, but one family pulled money out of their primary home to buy a 2nd home for cash near their grandchildren. No equity was lost – they just shifted it from one house to two, and enjoy a better quality of life to be near family.<\/li>\n \t
  2. Cash is King.<\/strong> It’s always better to have liquid funds available and not need it, than the other way around.<\/li>\n \t
  3. Clear out medical or other debts<\/strong>, and improve your quality of life. One couple had several thousands of dollars in dental work they’d put on a credit card, and were steadily paying down via social security, but that meant not visiting their children. With a reverse mortgage you’ll still leave the home to your kids if that’s what you choose, they’ll just have a small mortgage on it they can refinance or pay off.<\/li>\n \t
  4. Stay out of a Nursing Home<\/strong>. By planning ahead with retrofitting and in-home care when you’re further along and need some help, a Cypress Reverse Mortgage can help you by freeing up cash for this.<\/li>\n \t
  5. Giving to family while you’re around<\/strong> to enjoy the transfer. A lot of well meaning families plan to leave their home to heirs – but by spreading this out over a number of years, you may be able to reduce the tax implications by staying below the annual gift-tax threshold, and you’re also able to have a hand in directing those funds toward grandkid’s college funds, travel together and more.<\/li>\n<\/ol>\nNext step: Schedule a free consultation with us about your Cypress Reverse Mortgage<\/strong> and get some options. No pressure – just numbers to consider.\n\nMore<\/a> about our city…\n\nCypress<\/span>\u00a0is a city located in southern California near the northern border of Orange County, California, USA. Though it is considered to be a suburb of Long Beach, it has many resident industries. As of May 2005 estimates, the city population was 48,863. Actor John Stamos of\u00a0Full House<\/em>\u00a0fame and golfer Tiger Woods grew up in the city<\/span>\n\nAs of the census of 2000, there were 46,229 people, 15,654 households, and 12,241 families residing in the city. The population density was\u00a06,991.1\/mi\u00b2. There were 16,028 housing units at an average density of\u00a02,423.9\/mi\u00b2. The racial makeup of the city was 65.61% White, 2.77% Black or African American, 0.59% Native American, 20.81% Asian, 0.40% Pacific Islander, 5.44% from other races, and 4.38% from two or more races. 15.65% of the population were Hispanic or Latino of any race.<\/span>\n\nThere were 15,654 households out of which 38.8% had children under the age of 18 living with them, 60.0% were married couples living together, 13.3% had a female householder with no husband present, and 21.8% were non-families. 17.6% of all households were made up of individuals and 6.6% had someone living alone who was 65 years of age or older. The average household size was 2.93 and the average family size was 3.31.\n\nIn the city the population was spread out with 27.0% under the age of 18, 7.9% from 18 to 24, 30.2% from 25 to 44, 24.4% from 45 to 64, and 10.6% who were 65 years of age or older. The median age was 37 years. For every 100 females there were 94.9 males. For every 100 females age 18 and over, there were 90.5 males.\n\nThe median income for a household in the city was $64,377, and the median income for a family was $70,060. Males had a median income of $50,781 versus $36,337 for females. The per capita income for the city was $25,798. About 4.6% of families and 6.0% of the population were below the poverty line, including 7.2% of those under age 18 and 5.1% of those age 65 or over.\n\nThe closest beach to Cypress is Seal Beach, which is roughly 7.8 miles away from the center of Cypress\n\n