Top 5 reasons to talk to us about a Westminster Reverse Mortgage<\/a><\/strong>…<\/h3>\n

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1. Financial planning.<\/strong> The value of your home will move up or down regardless of the mortgage you have on it, if any. Why not rebalance some equity into other investments? See our example case studies for more options, or ask us, but one family pulled money out of their primary home to buy a 2nd home for cash near their grandchildren. No equity was lost – they just shifted it from one house to two, and enjoy a better quality of life to be near family.<\/li>\n \t
2. Cash is King.<\/strong> It’s always better to have liquid funds available and not need it, than the other way around.<\/li>\n \t
3. Clear out medical or other debts<\/strong>, and improve your quality of life. One couple had several thousands of dollars in dental work they’d put on a credit card, and were steadily paying down via social security, but that meant not visiting their children. With a reverse mortgage you’ll still leave the home to your kids if that’s what you choose, they’ll just have a small mortgage on it they can refinance or pay off.<\/li>\n \t
4. Stay out of a Nursing Home<\/strong>. By planning ahead with retrofitting and in-home care when you’re further along and need some help, a Westminster Reverse Mortgage can help you by freeing up cash for this.<\/li>\n \t
5. Giving to family while you’re around<\/strong> to enjoy the transfer. A lot of well meaning families plan to leave their home to heirs – but by spreading this out over a number of years, you may be able to reduce the tax implications by staying below the annual gift-tax threshold, and you’re also able to have a hand in directing those funds toward grandkid’s college funds, travel together and more.<\/li>\n<\/ol>\nNext step: Schedule a free consultation with us about your Westminster Reverse Mortgage<\/strong> and get some options. No pressure – just numbers to consider.\n\nMore<\/a> about our city…\n\nWestminster Reverse Mortgage HECM loans are available up to $362,790\n\nWestminster Reverse Mortgage Jumbo loans are available up to $2,000,000\n\nWestminster Reverse Mortgage Fixed Rate loans are available up to any loan amount\n\nWestminster History<\/span>\n\nWestminster is a city in\u00a0<\/span>Orange County<\/span>,\u00a0<\/span>California<\/span>,\u00a0<\/span>United States<\/span>. It was founded in\u00a0<\/span>1870<\/span>\u00a0by Rev. Lemuel Webber as a\u00a0<\/span>Presbyterian<\/span>\u00a0<\/span>temperance<\/span>colony. Its name is taken from the\u00a0<\/span>Westminster Assembly<\/span>\u00a0of\u00a0<\/span>1643<\/span><\/span>, which laid out the basic tenets of the Presbyterian faith.<\/span><\/span>\n\nWestminster is landlocked and bordered by\u00a0Seal Beach<\/span>\u00a0on the west, by the unincorporated area of\u00a0<\/span>Rossmoor<\/span>\u00a0and the cities of\u00a0<\/span>Stanton<\/span>\u00a0and<\/span>Garden Grove<\/span>\u00a0on the north, by\u00a0<\/span>Huntington Beach<\/span>\u00a0and\u00a0<\/span>Fountain Valley<\/span>\u00a0on the south, and by\u00a0<\/span>Santa Ana<\/span>\u00a0on the east.<\/span>\n\nWestminster surrounds the unincorporated area of Midway City, except for a small portion where Midway City meets Huntington Beach to the south.\n\n